Helping to Make Your Retirement Vision for the Future a Reality
Strategies Designed to Help You Achieve Retirement Success
As an independent firm, we are free to focus on helping you achieve your retirement goals, whatever they may be. We start by taking time to get to know you, your family, your challenges and your retirement goals for the future. We use this information to develop a custom retirement income planning strategy specifically designed to help you achieve your vision of retirement success.
Wealth Preservation
You’ve worked hard over the years to save for your future and grow your wealth. After the accumulation phase, most clients are concerned about preserving and protecting their wealth. No matter what phase you are in, we can help you get the most out of your nest egg.
Retirement Income Planning
Retirement income planning can be a complicated, intricate process. If you prefer steadiness and consistency over market ups and downs, an annuity might be a strategy to consider in your overall financial and retirement plan. It creates a guaranteed income stream when you need it most.
Life Insurance
When we look to the future, we all hope to live long and healthy lives. Unfortunately, life does not work out that way for everyone as accidents and illness happen. Life insurance is a way to make sure that your spouse and family are financially provided for in the event of an untimely passing.
Small Business Owner Leveraged Planning
Planning ahead ensures business partners and assets are protected and able to function in the event of a death or disaster with succession planning using Key Man Insurance.
Long-Term Care Planning
Long-term care insurance can be helpful for clients concerned about assisting living expenses from an illness, an accident or aging when they are in retirement and on a fixed income. Traditional health insurance and Medicare have limited coverage so long-term care insurance can possibly help fill the gap in care.
IRAs
IRAs are another retirement tool that you can add to your overall plan as a way to save for retirement outside of or in addition to employer-sponsored plans and pensions. We can help explain the different IRA account types and get you set up with a new account or rollover a current account so you can make your retirement funds work for you.
401(k) Rollovers
Have you left retirement earnings behind when you have changed jobs? Or do you have too many uncoordinated accounts to manage? If so, we can help you round up those accounts and put a plan in place so your money can work for you in retirement.
Tax-Efficient Strategies for Individuals
Taxes will always be a part of life, but we can review your assets and see if strategies to reduce taxes might apply in your situation. Every dollar saved today can work for you in retirement.